Last updated: January 2025
Welcome to SIB Investments LLC. These Terms & Conditions ("Terms") govern your use of our website and your engagement with our services. By accessing our website or submitting an application, you agree to these Terms. Please read them carefully.
You agree to use our website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of, this website by any third party. You may not attempt to gain unauthorized access to any portion of the website or any systems or networks connected to it.
SIB Investments LLC is a direct lender. Information presented on this website is for general informational purposes and does not constitute an offer, commitment, or guarantee of funding. All funding requests are subject to review, underwriting, and approval. Specific terms, rates, and eligibility are determined on a case-by-case basis and provided in writing.
You represent that any information you provide to us is accurate, current, and complete, and that you are authorized to submit it on behalf of the business identified in your application. Providing inaccurate or misleading information may result in denial of a funding request.
By providing your mobile telephone number and opting in, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from SIB Investments LLC sent using an automated telephone dialing system (ATDS). Consent is NOT a condition of purchase of any goods or services.
Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply, depending on your mobile carrier and plan.
You may opt out of the SMS program at any time. Reply STOP to opt out at any time; you will receive a confirmation message and no further SMS messages will be sent. Reply HELP for assistance, or contact us at peter@sib-investments.com.
Carriers are not liable for delayed or undelivered messages. Supported carriers may change, and message services may not be available in all areas.
All content on this website — including text, graphics, logos, and design — is the property of SIB Investments LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.
To the fullest extent permitted by law, SIB Investments LLC shall not be liable for any indirect, incidental, consequential, or special damages arising out of or in connection with your use of this website or our services, even if advised of the possibility of such damages.
You agree to indemnify and hold harmless SIB Investments LLC and its officers, employees, and affiliates from any claims, damages, or expenses arising from your use of the website or your breach of these Terms.
These Terms are governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to its conflict-of-law provisions.
We may revise these Terms at any time. Continued use of the website following any changes constitutes your acceptance of the revised Terms.
If you have questions about these Terms, please contact us:
SIB Investments LLC
1541 W Branch Rd, State College, PA 16801
Email: peter@sib-investments.com