Privacy Policy — SIB Investments LLC

SIB Investments LLC ("SIB Investments," "we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or engage our funding services.

Information We Collect

We may collect the following categories of information:

Information you provide directly: name, business name, email address, telephone number, funding interest, requested amount, and any details you include in a message or application.
Automatically collected information: IP address, browser type, device information, and pages visited, gathered through standard web technologies.
Business and financial information: details relevant to evaluating and servicing a funding request that you choose to share with us.

How We Use Your Information

We use the information we collect to:

Evaluate, process, and service your funding request;
Respond to your inquiries and communicate with you about our products and services;
Improve our website, offerings, and customer experience;
Comply with applicable legal and regulatory obligations; and
Prevent fraud and protect the security of our systems.

SMS & Text Message Communications

If you opt in to receive text messages from SIB Investments LLC, you expressly consent to receive recurring marketing and promotional SMS/MMS messages sent using an automated telephone dialing system (ATDS). Your consent to receive text messages is not required to obtain any product or service, and Consent is NOT a condition of purchase.

Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply, depending on your mobile carrier and plan.

Reply STOP to opt out at any time. After you reply STOP, we will send you a confirmation message and you will no longer receive SMS messages from us. Reply HELP for assistance at any time, or contact us at peter@sib-investments.com.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

How We Share Your Information

We do not sell your personal information. We may share information with trusted service providers who assist us in operating our website and delivering our services, and only to the extent necessary to perform those functions. We may also disclose information when required by law or to protect our legal rights. As stated above, no mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

Data Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect your personal information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Your Choices

You may opt out of marketing emails by using the unsubscribe link in any message, and you may opt out of SMS messages by replying STOP. You may also contact us to request access to, correction of, or deletion of your personal information, subject to applicable law.

Children's Privacy

Our website and services are intended for business owners and are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date.

Contact Us

If you have questions about this Privacy Policy, please contact us:

SIB Investments LLC
1541 W Branch Rd, State College, PA 16801
Email: peter@sib-investments.com